Index Universal Life Insurance (IUL)

Let GoInsurancePAL be your guide to find the right
life insurance that will give you the best living benefits.

What is Index Universal Life Insurance (IUL) ?

When a person opts for Index Universal Life Insurance (IUL) , that person is covered for life, so it’s a type of permanent life insurance. However, they must satisfy any requirements of the policy if they are to remain covered. As with many permanent life insurance policies, universal life includes a savings element along with lifelong protection. The death benefit will be paid to your beneficiaries when you pass away.

We’ll be your guide to easily find and obtain the perfect Index Universal Life Insurance (IUL) just for you

Let the experts at GoInsurancePAL guide you in finding Index Universal Life Insurance (IUL) that fits your needs. The experts at GoInsurancePAL will walk you through all of your options in easy to understand terms. Our team will go over all the options available to you and find the best plans, with the best premiums, to make sure that not only are you covered but that you have the best coverage available at the best price. When you choose GoInsurancePAL, we will help you to better understand Index Universal Life Insurance (IUL) and how the right policy will work to protect your family in any emergency.

Let GoInsurancePAL show you your options when it comes to Index Universal Life Insurance (IUL)

Index Universal Life Insurance (IUL) is mainly sold in the United States. Any excess premium payments made are credited to your policy’s value with interest. Let the experts at GoInsurancePAL explain all the advantages and possible disadvantages of a Index Universal Life Insurance (IUL) policy.

What are the benefits of choosing Index Universal Life Insurance (IUL) ?

Aside from protection for life, there are other qualities of a Index Universal Life Insurance (IUL) policy:

  • You earn interest on the cash value
  • Premiums are flexible
  • The policyholder can adjust the death benefit
  • The policyholder can borrow or withdraw money against the policy’s cash value.

Your GoInsurancePAL expert will also explain the advantages and disadvantages of Universal life. You should choose Universal Life if:

  • You want coverage that lasts throughout your lifetime.
  • You want to be able to withdraw or borrow against the policy in case of emergency

Index Universal Life Insurance (IUL) with Living Benefits FAQs

How do I know what the value of my policy is?
At GoInsurancePAL we contact the companies that write Index Universal Life Insurance (IUL) and provide statements once a year on both the death benefit and the cash value. GoInsurancePAL helps facilitate the process quicker so you can get the answers.
How do I keep my policy active?
Paying the premiums without lapse.
If I lapse, can I reinstate my policy?
Yes, but in most cases, it must be done within 6 months of the lapse.
Should I have Index Universal Life Insurance (IUL) for my entire family?
Yes, because the average growth is excellent and you don’t have to suffer downside losses when the market is down, and you can take tax-free policy loans against your cash value instead of having to withdraw any money in your cash value account.

Infinite Banking


With GoInsurancePAL, you can learn the comparison between infinite banking and a conventional savings account. Ask us how your assets can grow, what you need to get started and if your money is safe. Our experts can answer all of your questions.

Why Choose GoInsurancePAL

We help you find the best Index Universal Life Insurance (IUL) that
fits your needs
There are many benefits of selecting Index Universal Life Insurance (IUL) with GoInsurancePAL:


  • Qualified support when you need it
  • Easy to apply
  • Selection of options to meet your needs
  • We’ll find the best annuity available
  • Lower price
  • “1-on1-approach” to helping policy holders understand each plan
  • Nurturing and caring living benefits experts
  • We make learning about living benefits simple to understand, act and benefit from
  • More than just insurance – we care about people

Speak with an Insurance Expert

Call: 877-GOINS99



Let's Get You Protected

We'll find you the right insurance at the best price

This program works!

I contacted GoInsurancePAL as my cash and annuities were not growing at all where I previously had my money. GoInsurancePAL qualified me to start an infinite banking account, and without spending any of my cash value, I was able to take a tax- free policy loan and pay off both of my automobile loans, all of my credit card debt, and I was able to take a policy loan to pay some back taxes without spending any of my own money in my cash value or in my personal public bank accounts. This program works, and I recommend you contact GoInsurancePAL to help you like it did my family and me.

Thomas C. San Antonio, TX

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Speak with an Insurance Expert

Call: 877-GOINS99



Let's Get You Protected

We'll find you the right insurance at the best price

25 years

of protecting your loved ones


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client retention

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